The answer to the above question is: Why not? Homeownership is the most comprehensive and exciting, yet sometimes one of the most challenging endeavours as well. A certified mortgage professional helps you not only with getting approved for a mortgage, but they work with you at every stage of the home buying process.
One should consider working with a professional because:
1. Bank v/s Licensed Mortgage Professional
A bank will offer only limited products from their particular organization that may not work out for some home buyers, while licensed mortgage professionals have access to hundreds of mortgage products. We have developed a professional relationship over the years with a network of lenders across Canada’s largest banks, credit unions, trust companies, and financial institutions. It means you can benefit from selecting the most suitable product at the best rate with the help of your mortgage broker
2. Cost Of Service:
Mortgage professionals work for you, and not the banks; therefore, they work in your best interest. From the first consultation to the signing of your mortgage, their services are free. A fee is charged only for the most challenging credit solutions, and it’s especially under those circumstances that a mortgage professional can do for you what your bank can not.
3. Customized Solution:
Every buyer has a specific requirement, and there are no simple cookie-cutter solutions. We try to understand their goals and design a customized solution for them. Through a proprietary low-interest rate mortgage product line coupled with member training, technology, and a leading-edge company, our mortgage professionals are the best equipped to serve you in fulfilling your homeownership dreams!
4. Experience of Working With Self Employed Borrowers :
Mortgage professionals work with clients from different walks of life and make homeownership possible for borrowers with unique financial backgrounds. Mortgage lenders typically have a set of requirements to qualify you for a home loan, and it can be challenging to get approved for buyers with non-traditional income.
2.9 million Canadians were self-employed and accounted for 15% of total employment in 2018 and growing steadily every year. While many Canadians take advantage of self-employment opportunities, those who are self-employed sometimes face roadblocks when they are in the market to shop for mortgage financing.
We at Dominion Lending Centres NasaKasa believe that such a massive population of hardworking Canadians should have the right to be approved for a mortgage! We ensure that you have equal opportunity as your counterparts occupied in a different type of employment.
5. Industry Expertise:
A mortgage professional has the latest updates in the mortgage industry and can offer their expert advice considering multiple factors related to your requirements. It is essential to seek professional unbiased guidance as you would from your accountant or doctor to make an educated buying decision to understand the consequences.
6. A Relationship for Life:
We work with our clients, even beyond their home buying process. Whether you’re purchasing a home for the first time, taking out equity from your home for investment or pleasure, or your current mortgage is simply up for renewal - we continue to build lifelong relationships with our clients based on their trust and confidence in us.
We have helped many of our clients during these unprecedented times to arrive at the most appropriate solution. Whether it is the deferral of payments, refinancing, or planning ahead for their financial goals, we ensure that we bring peace to our Canadian families are facing financial hardships due to the recent pandemic.
Dominion Lending Centres NasaKasa right in the heart of Streetsville and bring over 30 years of experience in the real estate and mortgage industry. We encourage you to book a virtual appointment with us from the comfort of your home in case if you have any questions or concerns related to mortgage financing.
Dominion Lending Centres NasaKasa:
Address: 102 - 204 Queen Street South Mississauga, ON L5M 1L3, Canada
Hours: Mon- Fri: 9:30 am to 5:30 pm
Saturday: 11 am to 4:00 pm